LOAN TRADING & ADVISORY
Capital Assets
Loan portfolio trading, analysis, and advisory services for financial institutions
Our Capabilities
FHN Financial Capital Assets Corp is one of the most experienced loan trading and advisory firms in the country, specializing in both seasoned portfolio loans and new origination opportunities for financial institutions.
With over 35 years of experience, we have built an exceptional track record for timely execution while upholding the highest standards of quality control.
Capital Assets unique business model is designed to help depository institutions better understand the long-term value and potential risks of the loans they originate and retain on balance sheet.
Loan Trading
Loan trading is a key tool for managing your loan portfolio and balance sheet. Whether responding to changing market conditions or rebalancing loan concentrations, trading seasoned bulk loan pools can improve liquidity, help manage interest rate risk, enhance net interest margin, and provide capital relief. Additionally, FHN is active with the valuation and trading of mortgage servicing rights (MSRs) as part of broader balance sheet strategies.
FHN Financial offers a complete range of services associated with buying and selling loans:
- Loan data review & portfolio analysis
- Strategy development & pricing
- Marketing, underwriting & due diligence
- Contracts, closing, funding & servicing transfers
Supplemental Loan Program (SLP)
The Supplemental Loan Program (SLP) helps banks and credit unions grow their loan portfolios by acquiring high-quality, full-documentation, servicing-released mortgages from trusted correspondent originators. These originators maintain long-standing relationships with First Horizon Bank, supported by billions in mortgage warehouse financing. FHN Financial handles the entire process—from daily pricing, rate locks and pipeline management to underwriting, compliance verification, funding, and servicing transfer support—making participation seamless for investors.
Advisory
With experience in over 350 M&A transactions, FHN Financial provides expert guidance on lending, servicing, and loan portfolio strategies.
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Analysis
Our proprietary analytics support long-term portfolio performance and risk management across all major loan types.
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Valuation
We offer ASC 860-compliant servicing valuations and portfolio performance analysis (PPA) to support regulatory compliance and provide clear insights into servicing asset value.
Read More >Who We Serve
Over 35 years of experience partnering with a range of institutional customers
Banks
Private equity
Credit unions
Mortgage originators
Insurance companies
Fintech
Money managers
Consumer Loan CompaniesRecent Transactions
CoreCivic Inc
- Detailed Monthly Reports – Includes accounting accruals, holdings, and maturity distributions
- Regulatory & Financial Statement Reports – Ensures compliance and transparency
- Consolidated Portfolio Reporting – Manage multiple portfolios at no extra cost
CoreCivic Inc
- Detailed Monthly Reports – Includes accounting accruals, holdings, and maturity distributions
- Regulatory & Financial Statement Reports – Ensures compliance and transparency
- Consolidated Portfolio Reporting – Manage multiple portfolios at no extra cost
Leaders that set the standards.
FHN Financial Capital Assets has played a leading role in shaping the modern secondary loan market since 1998. Our team was instrumental in the development of flow origination products tailored to meet specific investor needs and were early pioneers in expanding the secondary market for portfolio loans – most notably through the creation of the agency seasoned bulk window with Fannie Mae and Freddie Mac. Our expertise spans every aspect of the loan business, including strategy, pricing, underwriting, servicing, and delivery.
Our Team
Connect with Us
Contact our Capital Assets team to discuss loan trading, portfolio strategies, and advisory solutions tailored to your institution.
Analytics On-Demand.
